Insurance

Happy HIPAA! Getting the Most from Your Family Gathering

Perhaps there was a master plan that caused the traditional family gatherings of Thanksgiving, Hanukkah, Kwanzaa, and Christmas to fall so close together. If you are into conspiracy theories, you might even question the motive behind throwing family members into close contact for days on end. The incidental benefit is that after all of the forced family togetherness, you now have a good idea who you want to name on your...

An Informal Marriage: Are You Married?

Are you married? Amazingly, a lot of people cannot correctly answer that question. In Texas, you can be married formally or informally.  The formal way is when you sign a written declaration of marriage.  The informal way, also known as a common-law marriage, is when you and another person agree to be married, thereafter live together in Texas as spouses, and represent to others that you are married. The formal method is...
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