Medicare

Indecision Time – You, Medicare and the Insurance Companies

It’s beginning to look a lot like Medicare open enrollment time. The 2021 dates are October 15 to December 7. Don’t bother to look at a calendar; you will know by the onslaught of mail from health and prescription drug companies and, yes, your friendly federal government.    To successfully maneuver the system, you must accurately predict all your medical and prescription drug plans for the next year, match it to the...

What Is IRMAA?

Seniors Avoid the Cliff! By Robert S. Morris Our practice of Elder Law includes all legal issues common to older people. One issue of concern to everyone on Medicare or Social Security is the issue of hidden taxes. What is the Income Related Monthly Adjustment Amount (IRMAA)? We are all aware of income taxes and payroll taxes but there are other taxes hiding out there. One of those is IRMAA, which stands for...

Jimmo Revisited: Improvement vs. Need Medicare Standard

You need to know about Jimmo because many Medicare providers, suppliers, and adjusters are clueless. So says a 2018 report from the Centers for Medicare & Medicaid Services. Jimmo is the name for a 2013 settlement arising from a federal lawsuit over Medicare coverage for skilled nursing care and skilled therapy services.  The Jimmo agreement restated the standard for providing continued services.  Providers and suppliers who do not know about Jimmo...
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