Medicare

What Is IRMAA?

Seniors Avoid the Cliff! By Robert S. Morris Our practice of Elder Law includes all legal issues common to older people. One issue of concern to everyone on Medicare or Social Security is the issue of hidden taxes. What is the Income Related Monthly Adjustment Amount (IRMAA)? We are all aware of income taxes and payroll taxes but there are other taxes hiding out there. One of those is IRMAA, which stands for...

Jimmo Revisited: Improvement vs. Need Medicare Standard

You need to know about Jimmo because many Medicare providers, suppliers, and adjusters are clueless. So says a 2018 report from the Centers for Medicare & Medicaid Services. Jimmo is the name for a 2013 settlement arising from a federal lawsuit over Medicare coverage for skilled nursing care and skilled therapy services.  The Jimmo agreement restated the standard for providing continued services.  Providers and suppliers who do not know about Jimmo...

Targeting Medicare Enrollment

It’s Open Season on Seniors – meaning it is time for Medicare Enrollment. Really, could the government throw anything more complicated at its aging population? Basic Medicare Part A and Part B coverages, provided by the government, remain the same for all seniors every year.   The premiums rise annually.  This year there is also a surcharge on Part B premiums for high-income Seniors. So Part A and Part B are...

Special Needs Trusts in Texas

First, the simple definition. Children with special needs - medical or developmental problems - often qualify for government or private aid.    Most programs have a limit on the assets or income available to the child.  The goal of a Special Needs Trust is to make funds available to the children without disqualifying them from that aid. See if you recognize any of these major programs where  a Texas Special Needs Trust...
Hammerle Finley Law Firm is open during regular business hours, and we are accommodating special appointment requests.   Learn More